Buying a holiday house represents something deeper, the dream of every person who likes entertainment and peace at the same time.

Who, after all, doesn’t yearn for a quiet haven to disconnect from the outside world in these uncertain times?

Children relaxing in a cute log cabin!

Lake calls with Zoom! A charming rural house away from the stress of the city or suburbs. Why not adore it?

Texas, the second-largest US state, is home to several breathtaking natural settings. The region’s many lakes and sun-kissed beaches along the Gulf of Mexico make for ideal places to chill off.

Wine country’s picturesque rolling hills attract both hikers and wine lovers. While its many tiny villages offer lots of attractions for culture lovers and foodies.

Therefore, you won’t regret investing in a vacation home in Texas, USA. Here in this guide, you will find perfect locations in which you can buy vacation homes.

Some Of The Best Places To Buy Second Homes:

Lake Travis:

Lake Travis is a great destination to buy a vacation home because it offers a combination of recreational activities and breathtaking views that make it a desirable location for vacationers. With ample opportunities for swimming, boating, fishing, and other water sports, it is a popular destination for outdoor enthusiasts.

Moreover, its crystal clear waters, rolling hills, and wide-open spaces make it a great place to relax and take in the beauty of the Texas Hill Country. Homes costing $1 million and more have witnessed a huge rise in interest in the Lake Travis waterfront marketplace in 2021.


Fredericksburg is one of the best places for a second home for several reasons. Located in the heart of the Texas Hill Country, Fredericksburg is surrounded by stunning natural beauty. Its picturesque rolling hills and lush forests make it an ideal spot for outdoor recreation. With its close proximity to Austin, San Antonio, and other major Texas cities, it’s easy to take day trips and enjoy all that Fredericksburg has to offer.

In addition, Fredericksburg’s average listing price in 2022 was $780,500, an increase of 45.3% from the previous year. All these reasons make Fredericksburg a great choice to buy a vacation home.

New Braunfels:

The city is home to two of the largest water parks in the state, Schlitterbahn and Natural Bridge Caverns. With its close proximity to the San Antonio River and Guadalupe River, New Braunfels offers beautiful scenery and plenty of opportunities.

Not only that, but the home value in New Braunfels increased by 27.7% in 2021. With its mild climate, friendly locals, and great amenities, New Braunfels is an ideal location to buy a vacation home.

Lake Livingston:

Lake Livingston is a great destination because of its stunning beauty, recreational opportunities, and affordable real estate prices. It is surrounded by lush pine forests and rolling hills, making it a peaceful and serene environment.

There are a variety of activities to keep visitors entertained, from fishing and boating to swimming and hiking. Additionally, real estate in the area is reasonably priced, making it an accessible and cost-effective vacation home option. Prices for coastal real estate range from $350,000 to $3 million.

The Best Vacation Home Hotspots In Texas:

Corpus Christi:

It is considered one of the best places for vacation homes because of its inshore setting. It has it all whether you want to enjoy the beach, natural sceneries, or beautiful views, you can go to Corpus Christi.

If you want to rent your second home, it is confirmed that Corpus Christi is the best place to gain extra income.

Rural Towns In East Texas:

When it comes to buying vacation homes, most people are now opting for East Texas Rural Towns. If we talk about popular destinations for vacation, Wills Point is gaining acclaim for its serene environment.

Additionally, the prices for homes range from an average of $199,000.

The Inland Lake Areas:

Due to the long summers in Texas, many people enjoy spending time by the water. Owning a holiday house close to one of the state’s interior lakes will give you a consistent rental income.

Homes by the lakes are becoming the most desirable destinations for most Texans. There are several lakes including lake livingston, lake travis, and Lake Lewisville, which you can enjoy.

What You Need To Think About When Buying A Vacation Home?

The vacation home is something we go to with family and friends to enjoy our holiday.

However, while buying vacation homes in Fredericksburg TX there are many things you need to consider.

Let’s see what are those things:

  1. One of the most crucial things to think about is where to buy a vacation home. You should pick a location adjacent to recreational amenities like lakes, beaches, parks, and ski slopes. The proximity to places to shop and eateries, as well as transportation options, should also be taken into account.
  2. While buying a property everyone tends to take size into consideration. See the number of bedrooms and bathrooms present in the house. If you are someone who likes hosting a party for all of your family and friends, ensure you have enough space.
  3. A peaceful and revitalizing holiday requires privacy. Choose a holiday rental that offers seclusion away from other people, noise, and other disturbances.
  4. If you are planning to produce rental income from your second home, make sure it’s a popular destination among tourists. That way you can enjoy a vacation whenever you want and produce income as well.

Here’s How You Can Finance Your Vacation Home:

When deciding on buying a vacation home, you need to explore financing options. Here’s how you can buy your second home.

Conventional Mortgage:

Just like your primary residence, you can gain a conventional mortgage on a second home too. However, the interest rate on second homes is higher than on primary residences.

The DTI must be 43% below including current and new mortgage as well as any debts you carry.

Equity Loan:

Another approach to using the equity in your primary house is through a second mortgage. The investment you’ve made in your home is frequently the finest utilized in this manner.

Similar to your first loan, a second mortgage is a fixed debt. Similar to your initial mortgage, you make principal and interest payments over a defined period of time.

Private Lenders:

If you can’t obtain any of the loan options, you can take the leverage of private lenders. The private lenders can be anyone – your family and friends as well.

They will also inquire just like banks but there will be their own terms. So, it makes it easy to qualify.

Cash Payment:

Of course, cash payments are also an option. You can invest the proceeds from the sale of assets—say, stocks or a second property—into your holiday home.

Despite the fact that paying cash for a property in the hundreds of thousands of dollars may seem like a major step, it is an investment.

Contact Nixon Real Estate For Buying a Vacation Home:

Whether looking for your primary residence or wanting to buy a vacation home, you can trust Nixon real estate.

With professional guidance and real estate experts, you will most likely enjoy the buying process.

Contact us!